Employee Benefit Solutions

Moulton & Hardin’s specialty and focus started many years ago as an Employee Benefits Consulting Company. Since employee benefits is our core competency, we have assisted organizations with their overall employee benefits strategy, as well as with the individual areas of design, funding, administration, education, communication and compliance - depending on an organization’s needs. As one of the leading Employee Benefits Consulting organizations in the nation, we provide maximum flexibility for meeting the unique challenges you face.

We develop a strategy that draws you closer between what you have and what you need, taking into account the anticipated impact of any change. We then work with you to develop implementation strategies and options.


Solutions & Group Products of Expertise

  • Health Insurance (Fully Insured & Partially Self Insured)
  • Dental Insurance
  • Vision Insurance
  • Long Term Disability
  • Short Term Disability
  • Term Life Insurance
  • Worksite Products (Cancer, Permanent Life, Critical Illness, etc)
  • Health Savings Accounts (HSA’s)
  • Health Reimbursement Arrangements (HRA’s)
  • Flexible Spending Accounts (FSA’s)

Services Offered

  • Employee Enrollment Meetings
  • Ongoing Employee Educational Meetings
  • Employee Benefits Advocacy Center – Regarding Claims, Plan Eligibility, Provider Networks, Plan Design Features and Pharmacy Issues
  • Call Center Enrollment
  • Online Enrollment Capabilities
  • Employee Benefits Administration
  • Employee Benefits Website (Benergy)
  • Exclusive Pre-Packaged Benefit Programs Unique to M&H One Source - No Participation Requirements and Longer Rate Guarantees
  • Premium Deductions Management
  • Retirement Plan Design, Education, Communication and Selection
  • Employee Benefits Handbook
  • Bill Consolidation and Reconciliation Services
  • Compliance Assistance and Resource Database for Laws and Legislation
  • Employee Surveys
  • Other Services as Needed


M&H One Source’s Exclusive Employee Benefits Package

Due to rising health care costs and ever increasing health insurance premiums, most employers have evolved to providing a portion of premium to employee only health insurance, retirement plans with company match, and a few other core benefits. Although these are great benefits, employees still have the need for a total package of employer-sponsored benefits that can be too expensive or unavailable on an individual basis

Because of these issues, Moulton & Hardin has developed an exclusive package of benefits. Our solution has competitive rates, no participation requirements, Employer Branded Benefit Handbooks, call center availability, full service premium deduction management, and one bill administered by M&H One Source or the employer. In some cases, we are able to include your company in a proprietary Group Health Insurance Program available to only a select few, with a history of lower premiums and stable rates.